If you have a bad credit rating and have been refused bank loans in the past then you might feel a bit down and out when it comes to your financial situation. However, there are other options for you.

There are companies which offer you ‘payday loans’ without subjecting you to unforgiving credit checks. These companies are far more flexible than other lending companies and they are generally geared towards those persons with poorer credit ratings.

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A payday loan will normally be around a 30 day loan and typically the interest rates will be noticeably higher because of both the short term nature of the loan and the risk factor involved.

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